There are generally four different types of bankruptcy filings. You may qualify for a specific type of bankruptcy depending on your individual circumstances. We can evaluate your case to determine which type of bankruptcy filing is best for you.
Most individuals will qualify to file either a Chapter 7or 13 Bankruptcy. Each type of bankruptcy has unique advantages and disadvantages. We will evaluate your case to determine which chapter best suits your needs.
The law can be complicated and therefore, your case will require careful examination. Our goal is to help you elimate your debt, while still keeping your assets.
Once a bankruptcy is filed, creditors are stopped from pursuing debt collection. Even garnishments and foreclosures are stayed.
There are advantages and disadvantages to filing jointly with your spouse. We’ll help you decide based on your individual debts and types of assets you will need to protect.